Skip your next month’s auto loan payment* by opening a new Desert Financial checking account.
BONUS: Skip an additional loan payment** when you set up a recurring direct deposit of $500 or more per month to your new checking account.
You will receive an email confirmation after you open your new checking account and once Desert Financial verifies your eligiblity and processes your skip request. Continue making your regular payment until you receive confirmation.
Give us a call at (480) 618-6562 or stop by one of our convenient branch locations.
IMPORTANT NOTE: You must continue making your regular loan payment until you receive notice that Desert Financial has confirmed your skip-a-pay request. Interest will continue to accrue during the skipped periods, and skipping payments may extend the loan term.
Managing automatic payments: If Desert Financial has set up automatic payments to your loan, the payment for the deferred month(s) will be paused and will resume after the deferment period. If you have set up a recurring payment through online or mobile banking, through a Bill Payment service, or at another financial institution, you are responsible for pausing those payments for the deferred month(s). Continue making your regular payment until you receive email confirmation from Desert Financial.
Offer valid for current Desert Financial members who do not have a Desert Financial checking account and who have an eligible consumer loan in good standing. Offer ends 5/19/2026 and is subject to change or end at any time without prior notice. Maximum of two (2) skip-a-payments allowed under this promotion. Your loan must be current at the time of skip request. Other restrictions may apply.
*To qualify for the first skip-a-payment, you must open a new Desert Financial Credit Union checking account. Account opening is subject to approval. This offer is unavailable to existing Desert Financial members whose checking accounts have been closed for less than 60 days or closed with a negative balance. Offer not valid on existing Desert Financial checking accounts.
**To qualify for the second skip-a-payment, you must also set up a recurring direct deposit of $500 or more per month into the newly opened checking account. Direct Deposit payments must be made by a payroll provider or government benefit providers using the ACH network. Person-to-person payments (such as Zelle®), mobile check deposits, and internal transfers are not considered a direct deposit.
This offer cannot be combined with any other Skip-A-Pay or checking account offers. The standard $30.00 Skip-A-Pay fee is waived with this offer.
