Skip Your Next Auto Loan Payment when You Open a New Checking Account.

Make the most of your Desert Financial Credit Union membership when you open a checking account. These Skip-A-Pay offers are our way of showing how much we appreciate you.
Added Bonus

How It Works

Skip your next month’s auto loan payment* by opening a new Desert Financial checking account.

BONUS: Skip an additional loan payment** when you set up a recurring direct deposit of $500 or more per month to your checking account.

An email confirmation of the payment being skipped will be emailed to your primary email address.

Frequently Asked Questions

Answers to the most common questions that you may have about these Skip-A-Pay offers, along with other important information.

Yes, as long as your name is on the auto loan and on the new checking account. Skip an additional payment when you add at least one qualifying Direct Deposit of $500 in your new checking account.

  • In the Welcome Letter that was sent when the loan was opened.
  • Call our Member Services Department at (602) 433-7000 to speak with one of our representatives, Monday - Friday: 8 a.m. - 7 p.m. and on Saturday: 8 a.m. - 5 p.m.

No, the standard $30 Skip-A-Pay fee is waived for eligible skips earned with this offer.

No. We do not perform a credit check for this promotional offer. The skip-a-payment offer is not considered a late or delinquent payment. You should have no adverse effect to your credit score.

Yes, you will receive a debit card 7-10 business days after the account opening process is completed. You are able to order checks with your new checking account.

You can easily sign up for online banking or download the mobile app anytime.

Click here to get started.

Yes, Desert Financial Credit Union and our marketing partner take the security of your personal information seriously. Please review our privacy policy on our corporate website for details.
Business People

Need Further Assistance?

Give us a call at (480) 618-6562 or stop by one of our convenient branch locations.

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Para hablar con uno de nuestros representantes en español por favor llámenos al 800-914-7536

IMPORTANT NOTE: You must continue to make your loan payment until we confirm your skip-a-pay has been processed. If Desert Financial has set up an automatic payment to your loan, the payment for that month will be deferred. If you have set up a recurring payment through online or mobile banking or through a Bill Payment service, you will need to defer the payment(s) for the month(s). Offer subject to change or end at any time without notice.

*To qualify for the first skip-a-payment, the member must open a new Desert Financial Credit Union checking account. **To qualify for the second skip-a-payment, the member must also set up a recurring direct deposit of $500 or more per month into the newly opened checking account. Direct Deposit payments must be made by a payroll provider or government benefit providers using the ACH network. Person-to-person payments (such as Zelle®) are not considered a direct deposit. Interest will continue to accrue during the skipped periods, and skipping payments may extend the loan term. Maximum of two (2) skip-a-payments allowed under this promotion. Loan must be current at the time of skip request. Other restrictions may apply. Offer ends 3/13/2026.

Offer valid for current Desert Financial members who do not have a Desert Financial checking account and who have an eligible consumer loan in good standing. This offer is unavailable to existing Desert Financial members whose checking accounts have been closed for less than 60 days or closed with a negative balance. Account opening is based on approval. Offer not valid on existing Desert Financial checking accounts. This offer cannot be combined with any other Skip-A-Pay or checking account offers. The standard $30.00 Skip-A-Pay fee is waived with these offers.